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Redefining cross-border family finance for closed-currency markets

Designing a multi-currency digital wallet and family spending hub to bridge the gap between international expats and their families abroad.

FintechMobile AppB2C

Connecting international families through a central digital wallet.

I led the end-to-end design of FamilyPay, a mobile-first digital wallet designed to help families in closed-currency markets manage multi-currency spending. As the sole designer, I architected a lean onboarding experience and a multi-user ecosystem that allows account holders to manage physical and virtual cards for family members worldwide. While the product remains in the prototype phase, the design established a cohesive brand identity and a high-fidelity blueprint for a secure, transparent family finance hub.

Client

myFamilyWallet (FamilyPay)

Platform

iOS & Android

Team
Solo Product Designer
Industry
Consumer FintechRemittance

Navigating the friction of restricted currency and manual transfers.

Problem

Families in closed-currency markets (such as Algeria) face significant barriers when shopping online or travelling, often relying on high-friction manual processes to access USD or EUR. Existing remittance tools focus on one-off transfers rather than a persistent, shared family ecosystem where funds can be managed, allocated, and monitored in real-time.

Objective

Create a high-fidelity mobile prototype to secure future investment and development.

  • Design a frictionless KYC onboarding flow integrated with Onfido for instant verification.
  • Build a multi-user interface for managing sub-accounts and prepaid cards.
  • Establish a modern, trustworthy brand aesthetic for a 25–50-year-old male demographic.

A transparent, high-speed family spending hub.

Lean Onboarding & Verification

I designed a streamlined 'Know Your Customer' (KYC) journey, leveraging Onfido integration to ensure account security without compromising on speed. The flow focuses on clarity and trust, guiding users through ID verification and wallet setup in a matter of minutes.

The Family Spending Ecosystem

The core of the app is a central hub where the primary account holder can allocate funds to family members instantaneously. I designed a comprehensive card management suite where users can toggle between virtual and physical cards, set granular spending rules for children, and monitor global transactions via real-time alerts.

Multi-Currency Exchange

To solve the "closed-currency" pain point, I designed a simple, 3-step exchange interface. Users can hold balances in multiple currencies, allowing family members abroad to spend locally via their linked cards, effectively eliminating the need for physical cash and opaque black-market exchange rates.

A high-fidelity blueprint for global expansion.

Project outcomes.

4,700+

Community members — designed to serve an existing pre-launch community of over 4,000 interested users

End-to-End Prototype

Delivered a fully interactive, developer-ready mobile prototype covering all core user flows

Zero-Framework Architecture

Every component was custom-designed from the ground up to create a unique, premium brand identity

Brand Cohesion

Successfully elevated the visual language of 'myFamilyWallet' into the modern, trustworthy 'FamilyPay' ecosystem